Ohio State Senator Ray Miller (D), 15th District, has introduced Senate Bill 91, which would prohibit discrimination by an employer against any person because of that person’s credit history. In short, the bill would amend Ohio’s discrimination laws to include the use of "a person’s credit rating or score or consumer credit history as a factor in making decisions regarding that person’s employment, including hiring, tenure, terms, conditions, or privileges of employment, or any matter directly or indirectly related to employment."

Though the bill may be well intended, it creates in its current form bad policy for the State of …